Category Archives: Blog

What Closing Costs Do Buyers Pay?

Closing costs include the various loan, title and insurance fees that a buyer pays in a transaction.

There is no fixed amount for closing costs, but they generally total one- to two percent of the purchase price. For example, I recently spoke with Karen McDowell at Citibank for her take on things. For a purchase of $1M – $1.5M, Karen typically tells clients to budget $10,000 for closing cost totals, excluding points. And as the purchase price goes up, she increases that total to $15,000. Costs will increase once you hit the $3M threshold; it’s best to pull your escrow officer in to estimate those costs.

Here’s a rundown on the major types of closing costs you’ll see when you buy your home: Continue Reading

My Top Tips for Cleaning and Maintaining Your Home

You’ve been sheltering in place in San Francisco since mid March, and realizing that there are random things you really should address before they all add up and totally disgust you. There are a handful of things you can do to better clean and maintain your house, and that will make you happier at a time when we can all use a dose of positivity.

I was inspired to write this post while I washed my bedroom windows last week. The rooms were brighter afterward, and my reaction was similar to those of the homeowners for whom I’ve managed pre-sale prep work. (“We should have done this ourselves a long time ago! It looks so much better in here!”)

Here are my household tips for cleaning and maintenance. Doing any one of these things will make you feel more productive and satisfied living in your home:

Clean
1. Wash the windows. This includes interior and exterior panes, removing and wiping down screens, and washing the frame and sill around the windows. If you’re in a position to do this yourself, you can find a window cleaning kit at Lowe’s. Or you can contact my favorite cleaning company, Xavier, and schedule a time for Jezer to stop by to provide an estimate. And if you really want to go the extra mile, have those torn screen replaced within their frames at your local hardware store (or patch them yourself.) Continue Reading

Check Out District 4 Before You Flee SF for the Suburbs

Sheltering in place in a small flat with no outdoor space in a dense urban area has not been the ideal scenario this year. But before you decide to leave San Francisco behind because you can’t find the space you need, consider neighborhoods west of Twin Peaks.

Miraloma Park, Sherwood Forest, Ingleside Terrace, Forest Hill, Westwood Park, Diamond Heights—these are just a few of the neighborhoods in what we Realtors call “district 4” in the Multiple Listing Service (MLS). These areas offer predominantly single-family home inventory and a more suburban feel, with yards, plenty of trees, and wide sidewalks. You’re also geographically central, with Stonestown Galleria, Ocean Avenue and West Portal retail nearby.

Here are a few of my favorite single-family homes in District 4 that are currently on the market. Give me a shout at eileen@insidesfre.com | 415.823.4656 if you’d like to chat about any of these homes:

451 Yerba Buena
Westwood Highlands

3BR/3BA, 3194 sq ft, 2 pkg
$2,375,000

451 Yerba Buena Avenue is a lovely English Tudor-style home with an awesome park-like yard, three bedrooms/two baths on the same level, gourmet kitchen and family room/bath down. Westwood Highlands has well-manicured, wide streets that aren’t packed with people, so you can go out for walks and not necessarily have to wear your masks constantly. [Listing courtesy of Berkshire-Hathaway Franciscan] Continue Reading

Don’t Get Sucked In By Super-Underpriced Properties

Don’t Get Sucked In By Super-Underpriced Properties

Heads up, home buyers: Super-underpriced homes are popping up in the market again. It’s a good time for a refresher on how this particular list price strategy works, so you don’t waste time on homes you can’t afford.

The coronavirus and ensuing shelter in place (SIP) temporarily influenced list prices in San Francisco, with many sellers and their agents going with transparent, closer-to-value asking prices. The idea was to limit property access to qualified buyers who could purchase the home at market value. Continue Reading

Get in touch:

Eileen Bermingham

Corcoran Global Living

415.823.4656

eileen@insidesfre.com

DRE# 01352627

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