Monthly Archives: April 2011

5 Tips for Avoiding Home-Buying Loan Drama

Getting a loan in 2011 is no easy feat. Aside from generally needing a minimum of 20% down and stellar credit, there are some hotspots to watch out for. Here are five tips for navigating the current loan landscape, courtesy of my friends at Guarantee Mortgage:Continue Reading

The 5 Best Neighborhoods for NY Transplants

I moved to San Francisco from New York thirteen years ago, and frequently work with many New Yorkers who have relocated here. New York is definitely a world of its own, and I must admit that I was a bit worred when I moved to San Francisco; in my mind, I’d have to drive everywhere, and things wouldn’t be as central. After all, San Francisco’s layout is different in that downtown feels like Manhattan, but everywhere else seems like outer borough neighborhoods strung together—at least, at first. It takes some time to realize that many San Francisco areas are little New Yorks unto themselves.Continue Reading

Buyers Seek Value in SF Homes

Buyers Seek Value in SF Homes

Sales in San Francisco these days tend to spin my head in more circles than this spiral staircase at 135 Locust in Presidio Heights. The 4BR/3.5BA single-family home was listed at $3M on March 4th and closed this past week for $3.4M.

Yes, we’re in a buyers’ market. But the reality is that buyers are quick to decide what market value may be for a given home, and they’ll bid accordingly. Continue Reading

Plenty of Inventory at NoPa’s Petrini Place

The 134-unit Village at Petrini Place complex at 2001 McAllister and Central experienced a burst of inventory last week, when four condos went on the market almost simultaneously. Those units joined the three that were already on the market. So if you’re a qualified buyer, the sellers at Petrini Place would love you to stop by.Continue Reading

Mission Bay’s Madrone Moves Ahead

Remember Mission Bay’s Radiance development? The first building was constructed and sold, but then work on the sidekick ceased due to the faltering economy. Construction is moving ahead on The Madrone, which will be a lower-story property adjacent to Radiance.

Read the latest about San Francisco’s upcoming new development, as well as check out the latest sales in the current issue of MarketTracker.

Checking In At 829 Folsom

Checking In At 829 Folsom

The awesome roof deck is my favorite part about 829 Folsom, the 69-unit development on Folsom between 4th and 5th Streets (and across the street from one of my favorite restaurants, Zero Zero). The sales office has been up and running since last year, and has experienced an uptick lately in buyer activity. That’s not surprising, as 829 Folsom and One Hawthorne are about the only new-construction properties on the market at the moment.Continue Reading

Government Shutdown May Hit FHA Buyers

Update: Looks like the government shutdown has been averted! But in case anything else arises to shut down the government, here’s how your FHA loan can be affected.

Politicians are scrambling to avoid a potential government shutdown, which would affect many aspects of everyday life. The primary effect the shutdown may have on the real estate industry is that FHA loan processing may be substantially slower.Continue Reading

How’s The Market In: Midtown Terrace

How’s The Market In: Midtown Terrace

Developed in the 1950s, Midtown Terrace is situated on the western slope of Twin Peaks. Most homes are detached and the area is as suburban as you’ll get in San Francisco. But unlike the suburbs, Midtown Terrace is located in the center of San Francisco—which means it’s the most central neighborhood many buyers don’t consider when they begin house hunting.Continue Reading

SF Market Snapshot: Q1 2011

The first quarter of the year is under our belt, and it’s a good time to evaluate the San Francisco real estate market.

I’m not the type of Realtor who sugarcoats my industry. Though lots of homes are selling in the city, let’s face it: We’ll never see the go-go years of the mid-2000s again. Lending is a whole different ballgame, and there are simply less buyers who can qualify for mortgages. Continue Reading

Get in touch:

Eileen Bermingham

Zephyr Real Estate


BRE# 01352627

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